BLP Financial is a full-service commercial mortgage and real estate capital advisory firm. We arrange debt and equity for real estate owners, investors, and developers across Canada — but financing is where our relationships begin, not where they end. We spend the time to fully understand our clients’ goals and objectives then leverage our network to execute. Our clients rely on us for the decisions that surround every transaction: when to refinance, when to buy or sell, how to structure capital, and how to position a portfolio for what comes next.
Collectively, our partners have financed more than $70 billion of mortgages over their careers, working alongside family offices, pension funds, insurance companies, and REITs. We have advised on both debt and equity through a deep network built over decades in the industry, and the breadth of our coverage gives us something rare: a real-time view of what is actually happening in the market.
We are a tech-forward firm. We leverage AI across our platform to sharpen execution, surface opportunities before the market sees them, and deliver faster, better-informed advice to our clients. Technology doesn’t replace judgment at BLP — it multiplies it.
The Founders
Reed Bracken
Co-Founder
Reed joins BLP from the largest commercial mortgage lender in Canada, where he built, managed and led the largest practice. Reed is sought after for his client friendly approach and his ability to see the bigger picture. Reed’s clients include REITs, pension funds, and family offices.
James Laird
Co-Founder, Broker of Record
James is a serial entrepreneur and investor with a track record of building and scaling businesses in financial services and real estate.
James’ first venture was True North Mortgage, where as Partner and COO, he expanded the business into a national mortgage brokerage and lender. In 2010, he co-founded Ratehub, where he served as Co-CEO and grew the company into Canada’s leading mortgage and personal finance platform. Ratehub was named Canadian Mortgage Brokerage of the Year for five consecutive years, acquired MoneySense Magazine, and became a CMHC-approved mortgage lender. In 2022, Ratehub was acquired by private equity firm Novacap.
In 2015, James acquired Zoocasa, a real estate brokerage, from Rogers Communications. As a board member and significant shareholder, he helped guide the company’s growth before its acquisition by eXp Realty in 2022.
Evan Pawliuk
Co-Founder
Evan joins BLP from the largest commercial mortgage lender in Canada, where he built, managed and led the largest practice. Evan originated, structured, and executed equity and financing for institutional and private owners across all major asset classes. With a large network within the industry, he is sought after for his unique advice and guidance for his clients’ businesses.
Our Team
Dev Gosine
Vice President
Dev is a commercial mortgage finance specialist with nearly a decade of experience structuring and originating loans across major Canadian markets.
Dev spent 8 years at Canada’s largest commercial mortgage lender, progressing through various roles in loan origination. In that time, he helped underwrite and originate with a focus on CMHC-insured financing, development advisory, and conventional loan structuring. Dev built and managed relationships spanning large private families, institutional investors, non-profits, and affordable housing providers.
Dev’s approach centers on depth over breadth — relationships that are “an inch wide but a mile deep.” Rather than focusing solely on the transaction at hand, he advises clients on their business as a whole, building trust that extends well beyond any single deal.
Ryan Lim
Vice President, Mortgage Operations
Ryan brings extensive commercial mortgage underwriting experience from both Canada’s largest commercial mortgage lender and a foreign bank, along with in-depth knowledge of CMHC-insured and conventional financing.
Before joining BLP, Ryan led the underwriting team for a top-producing commercial group, where he managed the deal pipeline and oversaw execution across a wide range of commercial real estate transactions.
At BLP, Ryan oversees mortgage operations and brings a lender’s perspective to every transaction, from initial review through closing.
Sean Redmond
Vice President
Sean is a commercial financing professional with extensive experience on the lender side of the Canadian commercial mortgage landscape.
Sean spent seven years at Canada’s largest commercial mortgage lenders where he focused on originating, structuring, and executing mortgage transactions across the commercial asset classes, with particular expertise in CMHC-insured term and construction financing.
That experience gives Sean a clear view of how lenders evaluate risk and what it takes to get a deal approved and closed. At BLP, he brings that institutional perspective to clients, helping real estate owners, investors, and developers structure and execute financing with confidence.